Is liberal democracy the best government system Critically assess Essay

Is liberal democracy the best government system Critically assess - Essay Example Bell (2006) extrapolates that, theoretically, one system can be perceived to be better than the other but in an ideal setting, and this may be otherwise. Deutsch & Soffer (1987) argue that this is because it is subjective to describe or define something to be the best as it depends on the modalities employed in the evaluation. North Korea Republic can be used as a case study since some may perceive its tyrant military to be oppressive and as the worst system of governance which suppresses the private sector and infringes the fundamental rights of its citizens (Eagles, Johnston & Holoman, 2004). According to Deutsch & Soffer (1987), liberal democracy can be described as a form or type of governances where principles related to liberalism are upheld and valued. The main principle of liberalism is the provision of protection rights of persons. In addition, these principles are usually embedded in the laws of nations that practice this form of government. On the other hand, Eagles, Johnston & Holoman (2004) illuminate that the features of liberal democratic countries are the existence of elections that are deemed free, fair and competitive among different existing political parties; separations of power between the various facets of government; and the application of rules of law in daily activities. The rights of the civilians, and humans, as well as freedom are not only highly embraced and protected. Bell (2006) point out that countries that practice this form of government usually have a constitution that stipulates the way in which its citizens are governed. Chan (2004) ex plains that the constitution can either be in written form or unwritten form. There are various constitutional forms of liberal democracies. For instance, some countries practice the republican constitutional forms of governance such as the US while others practice the constitutional monarch such as the United Kingdom. Eagles,

Insurance case studies Essay Example | Topics and Well Written Essays - 500 words - 1

Insurance case studies - Essay Example I would not approve Mr. Farid’s application for income protection insurance because he already had a heart valve disorder. Considering the nature of his job and the insurance cover he is taking, I would not accept his application because he does not abide by the principle of utmost good faith. Also, Mr. Farid provides information that is not in accordance with his daily tasks. Prudent Insurance Inc. should deny the claim and not pay Mr. Farid. Mr. Farid took advantage of the broker’s lack of knowledge about his job description and the various tasks that he executes. Mr. Farid does not obey the doctrine of utmost good fait, and even says he is a director at general merchandise Selling Company. The policy compensates the insured against accident and illness that makes him or her to terminate work. In the case of Mr. Farid, his condition may have resulted form the fact that his heart valve was already ill at the time he was taking the insurance policy. He did not stop working as a result of the insured risks. The number of activities Mr. Farid submitted, with their corresponding hours are not enough to cause him terminate his job. The principle of utmost good faith requires the insured to disclose all material facts to the insurer or broker. This applies regardless of the fact that the insurer asked specific questions or not. Mr. Green is bound by this doctrine of insurance to have provided all details concerning himself, including a domestic dispute that took place in January 2009. The contract law requires the policyholder to disclose all information particularly that which may affect the decision of the prudent insurer (Skipper & Kwon, 2007). The underwriter would have reconsidered accepting to cover Mr. Green, as well as the amount of premium to charge on the risk (UNLOCK, 2011). Also, the underwriter may rule the contract null and the